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  <xs:element id="afg_CropInsuranceContractCropYear2022Member" abstract="true" name="CropInsuranceContractCropYear2022Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="afg_NumberOfInterestRateSwapsEnteredDuringThePeriod" abstract="false" name="NumberOfInterestRateSwapsEnteredDuringThePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afg_ProceedsFromSalesOfRealEstatePropertyAndEquipment" abstract="false" name="ProceedsFromSalesOfRealEstatePropertyAndEquipment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_EquityInUndistributedPretaxEarningsOfConsolidatedSubsidiaries" abstract="false" name="EquityInUndistributedPretaxEarningsOfConsolidatedSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_NetChangeInCashAndCashEquivalentsFromTheAcquisitionOrDispositionOfBusinesses" abstract="false" name="NetChangeInCashAndCashEquivalentsFromTheAcquisitionOrDispositionOfBusinesses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_PercentageOfLevelThreeAssetsEquityInvestmentsThatDoNotQualifyForEquityAccounting" abstract="false" name="PercentageOfLevelThreeAssetsEquityInvestmentsThatDoNotQualifyForEquityAccounting" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="afg_ShortdurationInsuranceContractsHistoricalClaimsDurationYearNineCumulative" abstract="false" name="ShortdurationInsuranceContractsHistoricalClaimsDurationYearNineCumulative" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="afg_GainLossOnChangeInFairValueOfLiabilitiesOfVariableInterestEntities" abstract="false" name="GainLossOnChangeInFairValueOfLiabilitiesOfVariableInterestEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_OtherProvisionsForClaimsOfPriorYearsMember" abstract="true" name="OtherProvisionsForClaimsOfPriorYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
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  <xs:element id="afg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedExcessPurchasePriceOverNetTangibleAssetsAcquired" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedExcessPurchasePriceOverNetTangibleAssetsAcquired" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_PurchasesOfRealEstatePropertyAndEquipment" abstract="false" name="PurchasesOfRealEstatePropertyAndEquipment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="afg_UnfundedCommitmentsToCreditFacilitiesAndLimitedPartnerships" abstract="false" name="UnfundedCommitmentsToCreditFacilitiesAndLimitedPartnerships" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ScheduleofWeightedAverageRemainingLeaseTermandWeightedAverageDiscountRateTableTextBlock" abstract="false" name="ScheduleofWeightedAverageRemainingLeaseTermandWeightedAverageDiscountRateTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_PercentageOfLevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" abstract="false" name="PercentageOfLevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
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  <xs:element id="afg_ManagementFeesPaidByVariableInterestEntities" abstract="false" name="ManagementFeesPaidByVariableInterestEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_InvestmentAndOtherIncomeNet" abstract="false" name="InvestmentAndOtherIncomeNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_PercentageOfLevelThreeAssetsThatWerePricedUsingADiscountedCashFlowApproach" abstract="false" name="PercentageOfLevelThreeAssetsThatWerePricedUsingADiscountedCashFlowApproach" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_FixedMaturitySecuritiesWithEmbeddedDerivativesMember" abstract="true" name="FixedMaturitySecuritiesWithEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_VerikaiIncMember" abstract="true" name="VerikaiIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_NumberOfCollateralizedLoanObligationEntitiesFormedDuringThePeriod" abstract="false" name="NumberOfCollateralizedLoanObligationEntitiesFormedDuringThePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afg_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_PercentageOfInvestmentOfMostSubordinateDebtTrancheOfVariableInterestEntityMinimum" abstract="false" name="PercentageOfInvestmentOfMostSubordinateDebtTrancheOfVariableInterestEntityMinimum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_SpecialAsbestosAndEnvironmentalReservesMember" abstract="true" name="SpecialAsbestosAndEnvironmentalReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_DeferredTaxLiabilitiesDiscountedInsuranceClaimsAndReservesTransitionAdjustment" abstract="false" name="DeferredTaxLiabilitiesDiscountedInsuranceClaimsAndReservesTransitionAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_PostretirementAndPostemploymentBenefitPlansPolicyTextBlock" abstract="false" name="PostretirementAndPostemploymentBenefitPlansPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_PropertyAndCasualtyInsuranceUnderwritingIncomeLoss" abstract="false" name="PropertyAndCasualtyInsuranceUnderwritingIncomeLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ProceedsFromSalesOfInvestmentsPropertyAndEquipment" abstract="false" name="ProceedsFromSalesOfInvestmentsPropertyAndEquipment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_NewCollateralizedLoanObligationTemporaryWarehousingEntitiesMember" abstract="true" name="NewCollateralizedLoanObligationTemporaryWarehousingEntitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_LevelThreeAssetsEquityInvestmentsThatDoNotQualifyForEquityAccounting" abstract="false" name="LevelThreeAssetsEquityInvestmentsThatDoNotQualifyForEquityAccounting" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_NumberOfInternalInvestmentProfessionals" abstract="false" name="NumberOfInternalInvestmentProfessionals" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="afg_DisclosureOnGeographicAreasPropertyAndCasualtyRevenuesAttributedToForeignCountries" abstract="false" name="DisclosureOnGeographicAreasPropertyAndCasualtyRevenuesAttributedToForeignCountries" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValuePercent" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValuePercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_OtherReservesMember" abstract="true" name="OtherReservesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesExcludingAbsAndMbsFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesExcludingAbsAndMbsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_GainLossonChangeinFairValueofAssetsandLiabilitiesofManagedInvestmentEntities" abstract="false" name="GainLossonChangeinFairValueofAssetsandLiabilitiesofManagedInvestmentEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_GainsLossesOnChangeInFairValueOfAssetsLiabilitiesOfCollateralizedLoanObligationsAbstract" abstract="true" name="GainsLossesOnChangeInFairValueOfAssetsLiabilitiesOfCollateralizedLoanObligationsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTaxDispositionOfSubsidiaries" abstract="false" name="OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTaxDispositionOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsReclassificationOfNetDeferredTaxAssets" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsReclassificationOfNetDeferredTaxAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_HoldingGainsLossesonEquitySecuritiesStillHeldTableTextBlock" abstract="false" name="HoldingGainsLossesonEquitySecuritiesStillHeldTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesFairValuePercent" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesFairValuePercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_AnnuityBenefits" abstract="false" name="AnnuityBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ProceedsFromIssuanceOfManagedInvestmentEntities" abstract="false" name="ProceedsFromIssuanceOfManagedInvestmentEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_CarryingAmountOfVariableInterestEntityLoansInDefault" abstract="false" name="CarryingAmountOfVariableInterestEntityLoansInDefault" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_CollateralizedLoanObligationsAndOtherAssetBackedSecuritiesMember" abstract="true" name="CollateralizedLoanObligationsAndOtherAssetBackedSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_SeniorNotesDueInAugust2026Member" abstract="true" name="SeniorNotesDueInAugust2026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_StockRepurchasedSharesExchangedInStockCompensationPlansValue" abstract="false" name="StockRepurchasedSharesExchangedInStockCompensationPlansValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_VariableInterestEntityPrimaryBeneficiaryDoesNotHoldMajorityVotingInterestDisclosuresTextBlock" abstract="false" name="VariableInterestEntityPrimaryBeneficiaryDoesNotHoldMajorityVotingInterestDisclosuresTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_RealizedGainsLossesOnAbstract" abstract="true" name="RealizedGainsLossesOnAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_FaceAmountOfManagedInvestmentEntitiesLiabilitiesPurchasedAtIssuanceDate" abstract="false" name="FaceAmountOfManagedInvestmentEntitiesLiabilitiesPurchasedAtIssuanceDate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ShareBasedPaymentArrangementTrancheFourMember" abstract="true" name="ShareBasedPaymentArrangementTrancheFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_LevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" abstract="false" name="LevelThreeAssetsEquitySecuritiesPricedUsingBrokerQuotesAndInternalModels" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesExcludingAbsAndMbsFairValuePercent" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesExcludingAbsAndMbsFairValuePercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_StructuredSecuritiesMember" abstract="true" name="StructuredSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_StockRepurchasedSharesExchangedInStockCompensationPlansShares" abstract="false" name="StockRepurchasedSharesExchangedInStockCompensationPlansShares" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="afg_ReinsuranceRecoverableandPremiumsReceivableAllowanceforCreditLossTableTextBlock" abstract="false" name="ReinsuranceRecoverableandPremiumsReceivableAllowanceforCreditLossTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_DisposalGroupIncludingDiscontinuedOperationsAnnuityBenefits" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsAnnuityBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_CededAnnuitySurrendersBenefitsAndWithdrawals" abstract="false" name="CededAnnuitySurrendersBenefitsAndWithdrawals" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_StatementOfCashFlowsPolicyTextBlock" abstract="false" name="StatementOfCashFlowsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="afg_ShortdurationInsuranceContractsHistoricalClaimsDurationYearFiveCumulative" abstract="false" name="ShortdurationInsuranceContractsHistoricalClaimsDurationYearFiveCumulative" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_ReinsuranceCoverageAnnualCostForCatastropheBondStructure" abstract="false" name="ReinsuranceCoverageAnnualCostForCatastropheBondStructure" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetDispositionOfSubsidiaries" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetDispositionOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ChangeInFairValueDomain" abstract="true" name="ChangeInFairValueDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="afg_NewCollateralizedLoanObligationEntitiesMember" abstract="true" name="NewCollateralizedLoanObligationEntitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_TaxEffectsMember" abstract="true" name="TaxEffectsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_DiscontinuedOperationTaxEffectOfIncomeLossFromDisposalOfDiscontinuedOperationOther" abstract="false" name="DiscontinuedOperationTaxEffectOfIncomeLossFromDisposalOfDiscontinuedOperationOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ProceedsFromSalesAndRedemptionsOfInvestmentsByManagedInvestmentEntities" abstract="false" name="ProceedsFromSalesAndRedemptionsOfInvestmentsByManagedInvestmentEntities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_SubordinatedDebenturesDueInJune2060Member" abstract="true" name="SubordinatedDebenturesDueInJune2060Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="afg_OperatingIncomeLossBeforeRealizedGainsLossesAndIncomeTaxes" abstract="false" name="OperatingIncomeLossBeforeRealizedGainsLossesAndIncomeTaxes" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_FinancialLiabilitiesNotAccountedForAtFairValue" abstract="false" name="FinancialLiabilitiesNotAccountedForAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_FaceValueOfLiabilitiesIssuedByManagedInvestmentEntitiesOnIssuanceDate" abstract="false" name="FaceValueOfLiabilitiesIssuedByManagedInvestmentEntitiesOnIssuanceDate" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="afg_ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwoCumulative" abstract="false" name="ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwoCumulative" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="afg_FairValueMeasurementsTextualAbstract" abstract="true" name="FairValueMeasurementsTextualAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="afg_ShareBasedPaymentArrangementTrancheFiveMember" abstract="true" name="ShareBasedPaymentArrangementTrancheFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
</xs:schema>
