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        <link:definition>2405407 - Disclosure - Investments (Details 5)</link:definition>
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        <link:definition>2405408 - Disclosure - Investments (Details 6)</link:definition>
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        <link:definition>2405409 - Disclosure - Investments (Details Textual)</link:definition>
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        <link:definition>2305301 - Disclosure - Investments (Tables)</link:definition>
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        <link:definition>2110100 - Disclosure - Long-Term Debt</link:definition>
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        <link:definition>2410402 - Disclosure - Long-Term Debt (Details)</link:definition>
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        <link:definition>2410403 - Disclosure - Long-Term Debt (Details 1)</link:definition>
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        <link:definition>2411402 - Disclosure - Shareholder's Equity (Details)</link:definition>
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        <link:definition>2411405 - Disclosure - Shareholders' Equity (Details 3)</link:definition>
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        <link:definition>2411407 - Disclosure - Shareholders' Equity (Details Textual)</link:definition>
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  <xsd:element id="afg_AggregateGuaranteedMinimumDeathBenefitValueOnVariableAnnuityPoliciesInForce" name="AggregateGuaranteedMinimumDeathBenefitValueOnVariableAnnuityPoliciesInForce" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_AggregateUnpaidPrincipalBalanceOfVariableInterestEntityLoansInDefault" name="AggregateUnpaidPrincipalBalanceOfVariableInterestEntityLoansInDefault" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element id="afg_AllocationOfLossesOfManagedInvestmentEntities" name="AllocationOfLossesOfManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_AllowanceForUncollectibleReinsurance" name="AllowanceForUncollectibleReinsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_AmericanPremierAndItsSubsidiariesMember" name="AmericanPremierAndItsSubsidiariesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AmortizationExpensesEffectOfAdjustmentsToEstimatedGrossProfit" name="AmortizationExpensesEffectOfAdjustmentsToEstimatedGrossProfit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_AnnualCoCeoEquityBonusPlanMember" name="AnnualCoCeoEquityBonusPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_AnnuityAndOtherMember" name="AnnuityAndOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AnnuityAndSupplementalInsuranceAcquisitionExpenses" name="AnnuityAndSupplementalInsuranceAcquisitionExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_AnnuityAndSupplementalInsurancesMember" name="AnnuityAndSupplementalInsurancesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AnnuityBenefits" name="AnnuityBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_AnnuityBenefitsAccumulatedExcludingLifeContingentAnnuities" name="AnnuityBenefitsAccumulatedExcludingLifeContingentAnnuities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_AnnuityBenefitsAccumulatedMember" name="AnnuityBenefitsAccumulatedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AnnuityBenefitsAccumulatedPolicyTextBlock" name="AnnuityBenefitsAccumulatedPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_AnnuityBenefitsAndOtherLiabilitiesMember" name="AnnuityBenefitsAndOtherLiabilitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_AnnuityMember" name="AnnuityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AssetsOfDisposalGroupIncludingDiscontinuedOperationNet" name="AssetsOfDisposalGroupIncludingDiscontinuedOperationNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_AssetsOfManagedInvestmentEntitiesFairValueDisclosure" name="AssetsOfManagedInvestmentEntitiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element abstract="true" id="afg_AvailableForSaleFixedMaturitiesAndEquitySecuritiesAbstract" name="AvailableForSaleFixedMaturitiesAndEquitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValueAsPercentageOfCost" name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValueAsPercentageOfCost" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValueAsPercentageOfCost" name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValueAsPercentageOfCost" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsAmortizedCost" name="AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsFairValue" name="AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesExcludingMbsFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValuePercent" name="AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValuePercent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_AvailableForSaleSecuritiesMbsAmortizedCost" name="AvailableForSaleSecuritiesMbsAmortizedCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
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  <xsd:element id="afg_CapitalContributionsToSubsidiaries" name="CapitalContributionsToSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_CarryingAmountOfVariableInterestEntityLoansInDefault" name="CarryingAmountOfVariableInterestEntityLoansInDefault" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_ChangeInUnrealizedAppreciationDepreciation" name="ChangeInUnrealizedAppreciationDepreciation" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_ChargeForLaborMatterRelatedToFormerOperations" name="ChargeForLaborMatterRelatedToFormerOperations" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ChargeForValuationAllowanceMember" name="ChargeForValuationAllowanceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ChargeForValuationAllowanceRelatedToPriorYearLossesMember" name="ChargeForValuationAllowanceRelatedToPriorYearLossesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_CollateralizedLoanObligationsEarningsLossesAttributableToAbstract" name="CollateralizedLoanObligationsEarningsLossesAttributableToAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_CommonStockIssuedDuringPeriodFairValuePerShare" name="CommonStockIssuedDuringPeriodFairValuePerShare" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ComponentsOfNetUnrealizedGainOnSecuritiesIncludedInAccumulatedOtherComprehensiveIncomeAbstract" name="ComponentsOfNetUnrealizedGainOnSecuritiesIncludedInAccumulatedOtherComprehensiveIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ContingenciesTextualAbstract" name="ContingenciesTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_CreditPortionOfOtherThanTemporaryImpairmentsOnFixedMaturitySecuritiesNonCreditPortionOfImpairmentHasBeenRecognizedInOtherComprehensiveIncomeLossAbstract" name="CreditPortionOfOtherThanTemporaryImpairmentsOnFixedMaturitySecuritiesNonCreditPortionOfImpairmentHasBeenRecognizedInOtherComprehensiveIncomeLossAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DebtInstrumentFaceAmountOfLiabilitiesPurchasedBySubsidiaries" name="DebtInstrumentFaceAmountOfLiabilitiesPurchasedBySubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_DecreaseInPresentValueOfFutureProfitsDuringNextFiveYears" name="DecreaseInPresentValueOfFutureProfitsDuringNextFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DecreaseIncreaseInReinsuranceAndOtherReceivables" name="DecreaseIncreaseInReinsuranceAndOtherReceivables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredAnnuityAndLifePolicyAcquisitionCosts" name="DeferredAnnuityAndLifePolicyAcquisitionCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostAmortizationExpensePeriodicAmortization" name="DeferredPolicyAcquisitionCostAmortizationExpensePeriodicAmortization" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostLossRecognitionCharge" name="DeferredPolicyAcquisitionCostLossRecognitionCharge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostSaleOfSubsidiary" name="DeferredPolicyAcquisitionCostSaleOfSubsidiary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureInsuranceProfitsDetailsTableTextBlock" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureInsuranceProfitsDetailsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureInsuranceProfitsTextBlock" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureInsuranceProfitsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortizationExpenseEffectOfAdjustmentsToEstimatedGrossProfit" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortizationExpenseEffectOfAdjustmentsToEstimatedGrossProfit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortizationExpenseNetInvestmentGainsLosses" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortizationExpenseNetInvestmentGainsLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsChangeInUnrealizedInvestmentGainsLosses" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsChangeInUnrealizedInvestmentGainsLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsLossRecognitionCharge" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsLossRecognitionCharge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsSaleOfSubsidiary" name="DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsSaleOfSubsidiary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquiredUnrealizedInvestmentGainsLosses" name="DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquiredUnrealizedInvestmentGainsLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquiredUnrealizedInvestmentGainsLossesChangeInUnrealized" name="DeferredPolicyAcquisitionCostsAndValueOfBusinessAcquiredUnrealizedInvestmentGainsLossesChangeInUnrealized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_DeferredPolicyAcquisitionCostsMember" name="DeferredPolicyAcquisitionCostsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredSalesInducementsAmortizationExpenseEffectOfAdjustmentsToEstimatedGrossProfit" name="DeferredSalesInducementsAmortizationExpenseEffectOfAdjustmentsToEstimatedGrossProfit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DeferredTaxAssetsForeignUnderwritingLosses" name="DeferredTaxAssetsForeignUnderwritingLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_DeferredTaxLiabilitiesSubsidiariesNotInCompanysTaxReturn" name="DeferredTaxLiabilitiesSubsidiariesNotInCompanysTaxReturn" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_DerivativesTextualAbstract" name="DerivativesTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DifferenceBetweenAggregateUnpaidPrincipalBalanceAndFairValueOfVariableInterestEntityDebt" name="DifferenceBetweenAggregateUnpaidPrincipalBalanceAndFairValueOfVariableInterestEntityDebt" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_DifferenceBetweenAggregateUnpaidPrincipalBalanceAndFairValueOfVariableInterestEntityInvestments" name="DifferenceBetweenAggregateUnpaidPrincipalBalanceAndFairValueOfVariableInterestEntityInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_DisclosureOnGeographicAreasPropertyAndCasualtyRevenuesAttributedToForeignCountries" name="DisclosureOnGeographicAreasPropertyAndCasualtyRevenuesAttributedToForeignCountries" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_DisposalGroupCashAndInvestments" name="DisposalGroupCashAndInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_DisposalGroupDeferredPolicyAcquisitionCosts" name="DisposalGroupDeferredPolicyAcquisitionCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_DisposalGroupExpensesThatReduceProceedsFromDivestitureOfBusinesses" name="DisposalGroupExpensesThatReduceProceedsFromDivestitureOfBusinesses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_DisposalGroupLifeAccidentAndHealthReserves" name="DisposalGroupLifeAccidentAndHealthReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_DisposalGroupProceedsFromDivestitureOfBusinesses" name="DisposalGroupProceedsFromDivestitureOfBusinesses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_DisposalGroupProceedsFromDivestitureOfBusinessesNet" name="DisposalGroupProceedsFromDivestitureOfBusinessesNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_DisposalGroupsIncludingDiscontinuedOperationsMedicareSupplementAndCriticalIllnessBusinessesMember" name="DisposalGroupsIncludingDiscontinuedOperationsMedicareSupplementAndCriticalIllnessBusinessesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_DisposalGroupsIncludingDiscontinuedOperationsSmallAnnuityAndSupplementalInsuranceCompanyMember" name="DisposalGroupsIncludingDiscontinuedOperationsSmallAnnuityAndSupplementalInsuranceCompanyMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_EarningsLossesOfVariableInterestEntitiesAttributableToNoncontrollingInterests" name="EarningsLossesOfVariableInterestEntitiesAttributableToNoncontrollingInterests" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_EarningsLossesOfVariableInterestEntitiesAttributableToShareholders" name="EarningsLossesOfVariableInterestEntitiesAttributableToShareholders" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_EmbeddedDerivativeFinancialInstrumentsMajorityOfFutureYearsMember" name="EmbeddedDerivativeFinancialInstrumentsMajorityOfFutureYearsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_EmbeddedDerivativesMember" name="EmbeddedDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_EquityInAfterTaxEarningsOfConsolidatedSubsidiaries" name="EquityInAfterTaxEarningsOfConsolidatedSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_EquityInDistributedPretaxEarningsOfConsolidatedSubsidiaries" name="EquityInDistributedPretaxEarningsOfConsolidatedSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_EquityInUndistributedPretaxEarningsOfConsolidatedSubsidiaries" name="EquityInUndistributedPretaxEarningsOfConsolidatedSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_EquityIndexCallOptionsMember" name="EquityIndexCallOptionsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_EquitySecuritiesAtCost" name="EquitySecuritiesAtCost" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_ExpectedRefundOfTaxAndInterestPaidRelatedToTaxSettlements" name="ExpectedRefundOfTaxAndInterestPaidRelatedToTaxSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_ExpensesOfManagedInvestmentEntities" name="ExpensesOfManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ExpirationDateOneMember" name="ExpirationDateOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ExpirationDateTwoMember" name="ExpirationDateTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FaceAmountOfLifeInsuranceCeded" name="FaceAmountOfLifeInsuranceCeded" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_FaceValueOfLiabilitiesIssuedByVariableInterestEntity" name="FaceValueOfLiabilitiesIssuedByVariableInterestEntity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" name="FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsAnnuitizations" name="FairValueInputsAnnuitizations" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsBudgetedOptionCosts" name="FairValueInputsBudgetedOptionCosts" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsDeaths" name="FairValueInputsDeaths" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsPartialSurrenders" name="FairValueInputsPartialSurrenders" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsRiskMarginForUncertaintyInCashFlows" name="FairValueInputsRiskMarginForUncertaintyInCashFlows" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueInputsSurrenders" name="FairValueInputsSurrenders" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetConsolidateManagedInvestmentEntities" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetConsolidateManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityConsolidateManagedInvestmentEntities" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityConsolidateManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsOnLiabilitiesStillOutstanding" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarningsOnLiabilitiesStillOutstanding" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_FairValueMeasurementsTextualAbstract" name="FairValueMeasurementsTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FederalHomeLoanBankAdvancesGeneralDebtObligationDisclouresBasisSpreadOnVariableRate" name="FederalHomeLoanBankAdvancesGeneralDebtObligationDisclouresBasisSpreadOnVariableRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FinancialAssetsNotAccountedForAtFairValue" name="FinancialAssetsNotAccountedForAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_FinancialInformationRelatedToCollateralizedLoanObligationsAbstract" name="FinancialInformationRelatedToCollateralizedLoanObligationsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" name="FinancialInstrumentsFinancialAssetsAndLiabilitiesBalanceSheetGroupingsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FinancialLiabilitiesNotAccountedForAtFairValue" name="FinancialLiabilitiesNotAccountedForAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_FixedMaturitySecuritiesMember" name="FixedMaturitySecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_FormerRailroadAndManufacturingOperationsMember" name="FormerRailroadAndManufacturingOperationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FundingAgreementsMaturingPeriodMaximum" name="FundingAgreementsMaturingPeriodMaximum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_FundingAgreementsMaturingPeriodMinimum" name="FundingAgreementsMaturingPeriodMinimum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_GafriMember" name="GafriMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_GainLossOnChangeInFairValueOfAssetsOfVariableInterestEntities" name="GainLossOnChangeInFairValueOfAssetsOfVariableInterestEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_GainLossOnChangeInFairValueOfLiabilitiesOfVariableInterestEntities" name="GainLossOnChangeInFairValueOfLiabilitiesOfVariableInterestEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_GainsLossesOnChangeInFairValueOfAssetsLiabilitiesOfCollateralizedLoanObligationsAbstract" name="GainsLossesOnChangeInFairValueOfAssetsLiabilitiesOfCollateralizedLoanObligationsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_IncomeLossOfManagedInvestmentEntitiesAbstract" name="IncomeLossOfManagedInvestmentEntitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_IncomeTaxReconciliationLineItems" name="IncomeTaxReconciliationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_IncomeTaxReconciliationNondeductibleExpenseLossesOfManagedInvestmentEntities" name="IncomeTaxReconciliationNondeductibleExpenseLossesOfManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_IncomeTaxReconciliationSubsidiariesNotInCompanysTaxReturn" name="IncomeTaxReconciliationSubsidiariesNotInCompanysTaxReturn" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_IncomeTaxReconciliationTable" name="IncomeTaxReconciliationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_IncreaseDecreaseInInsuranceClaimsAndReserves" name="IncreaseDecreaseInInsuranceClaimsAndReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_IndexedAnnuitiesAsPercentageOfAnnuityBenefits" name="IndexedAnnuitiesAsPercentageOfAnnuityBenefits" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_IndexedAnnuitiesMember" name="IndexedAnnuitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_InsuranceAxis" name="InsuranceAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_InsuranceDomain" name="InsuranceDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_InsuranceLineItems" name="InsuranceLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_InsuranceTable" name="InsuranceTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_InsuranceTextualAbstract" name="InsuranceTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_InterestCreditedOnReinsurersFunds" name="InterestCreditedOnReinsurersFunds" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_InterestExpenseOnBorrowingsFromUnaffiliatedSources" name="InterestExpenseOnBorrowingsFromUnaffiliatedSources" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_InterestExpenseOnIntercompanyBorrowings" name="InterestExpenseOnIntercompanyBorrowings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_InvestmentAndOtherIncome" name="InvestmentAndOtherIncome" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_InvestmentAndOtherOperatingIncomeNet" name="InvestmentAndOtherOperatingIncomeNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_InvestmentInSubsidiariesAndAffiliates" name="InvestmentInSubsidiariesAndAffiliates" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_InvestmentInVeriskAnalyticsIncMember" name="InvestmentInVeriskAnalyticsIncMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_InvestmentIncomeOfManagedInvestmentEntities" name="InvestmentIncomeOfManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_InvestmentsInIndividualIssuersAsPercentageOfShareholdersEquity" name="InvestmentsInIndividualIssuersAsPercentageOfShareholdersEquity" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LevelThreeAssetAsPercentageOfAssetMeasuredAtFairValue" name="LevelThreeAssetAsPercentageOfAssetMeasuredAtFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" name="LevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_LiabilitiesOfManagedInvestmentEntitiesFairValueDisclosure" name="LiabilitiesOfManagedInvestmentEntitiesFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationAndOther" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseForeignCurrencyTranslationAndOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReservesOfBusinessAcquired" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseReservesOfBusinessAcquired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_LiabilityOfManagedInvestmentEntitiesMember" name="LiabilityOfManagedInvestmentEntitiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_LiborMember" name="LiborMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LifeAccidentAndHealthBenefits" name="LifeAccidentAndHealthBenefits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_LifeAccidentAndHealthPremiums" name="LifeAccidentAndHealthPremiums" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_LifeAccidentAndHealthReserves" name="LifeAccidentAndHealthReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_LifeAccidentAndHealthReservesMember" name="LifeAccidentAndHealthReservesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LifeAccidentAndHealthReservesPolicyTextBlock" name="LifeAccidentAndHealthReservesPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LineOfCreditTerm" name="LineOfCreditTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_LongTermCareInsuranceReserves" name="LongTermCareInsuranceReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearFive" name="LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearFive" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearFour" name="LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearFour" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearOne" name="LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearOne" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearThree" name="LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearThree" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearTwo" name="LongTermDebtMaturitiesRepaymentsOfPrincipalInCalendarYearTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LongTermNotesPayableSecuredByRealEstate" name="LongTermNotesPayableSecuredByRealEstate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_LossOnChangeInFairValueOfAssetsAndLiabilitiesOfManagedInvestmentEntities" name="LossOnChangeInFairValueOfAssetsAndLiabilitiesOfManagedInvestmentEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_LossRecognitionCharge" name="LossRecognitionCharge" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_ManagedInvestmentEntitiesAssetsAndLiabilities" name="ManagedInvestmentEntitiesAssetsAndLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ManagedInvestmentEntitiesTextualAbstract" name="ManagedInvestmentEntitiesTextualAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_ManagedInvestmentsEntitiesAbstract" name="ManagedInvestmentsEntitiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_ManagementFeesPaidByVariableInterestEntities" name="ManagementFeesPaidByVariableInterestEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_MarketableSecuritiesMember" name="MarketableSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_MaturityPeriodOfShortTermInvestmentMaximum" name="MaturityPeriodOfShortTermInvestmentMaximum" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_MedicareSupplementAndCriticalIllnessMember" name="MedicareSupplementAndCriticalIllnessMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_MortgageBackedSecuritiesAverageUsefulLife" name="MortgageBackedSecuritiesAverageUsefulLife" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_MortgageBackedSecuritiesWithEmbeddedDerivativesMember" name="MortgageBackedSecuritiesWithEmbeddedDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_MortgageLoansAndOtherInvestmentsMember" name="MortgageLoansAndOtherInvestmentsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_MovementInUnrealizedRelatedToDeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsRollForward" name="MovementInUnrealizedRelatedToDeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_NationalInterstateMember" name="NationalInterstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NetInvestmentIncomeOfInsuranceGroupTableTextBlock" name="NetInvestmentIncomeOfInsuranceGroupTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NetOfTaxUnrealizedGainsLossesOnCreditOnlyImpairedSecurities" name="NetOfTaxUnrealizedGainsLossesOnCreditOnlyImpairedSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_NetTransfersFromToSeparateAccounts" name="NetTransfersFromToSeparateAccounts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_NewCollateralizedLoanObligationEntitiesFormedInTwoThousandTwelveMember" name="NewCollateralizedLoanObligationEntitiesFormedInTwoThousandTwelveMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_NewCollateralizedLoanObligationEntityFormedInOctoberTwoThousandTwelveMember" name="NewCollateralizedLoanObligationEntityFormedInOctoberTwoThousandTwelveMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NonCreditRelatedPortionOfOttiChargesTakenForSecuritiesStillOwned" name="NonCreditRelatedPortionOfOttiChargesTakenForSecuritiesStillOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_NoncontrollingInterestsPolicyTextBlock" name="NoncontrollingInterestsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_NonvotingPreferredStockMember" name="NonvotingPreferredStockMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NumberOfAvailableForSaleSecuritiesInUnrealizedLossPosition" name="NumberOfAvailableForSaleSecuritiesInUnrealizedLossPosition" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NumberOfCollateralizedLoanObligationEntities" name="NumberOfCollateralizedLoanObligationEntities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NumberOfInternalInvestmentProfessionals" name="NumberOfInternalInvestmentProfessionals" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_NumberOfPerpetualPreferredStocksTransferredFromLevelTwoToLevelOne" name="NumberOfPerpetualPreferredStocksTransferredFromLevelTwoToLevelOne" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_NumberOfPreferredStocksTransferredFromLevelOneToLevelTwo" name="NumberOfPreferredStocksTransferredFromLevelOneToLevelTwo" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_NumberOfRedeemablePreferredStocksTransferredFromLevelTwoToLevelOne" name="NumberOfRedeemablePreferredStocksTransferredFromLevelTwoToLevelOne" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="afg_OperatingIncomeLossBeforeRealizedGainsLossesAndIncomeTaxes" name="OperatingIncomeLossBeforeRealizedGainsLossesAndIncomeTaxes" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_OperatingLossCarryForwardExpirationDatesAxis" name="OperatingLossCarryForwardExpirationDatesAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_OperatingLossCarryForwardExpirationDatesDomain" name="OperatingLossCarryForwardExpirationDatesDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_OtherAssetsCondensedConsolidatingBalanceSheet" name="OtherAssetsCondensedConsolidatingBalanceSheet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_OtherComprehensiveIncomeLossReclassificationAdjustmentForRealizedGainsLossesIncludedInNetIncomeNetOfTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentForRealizedGainsLossesIncludedInNetIncomeNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element id="afg_OtherFinancingActivitiesCondensedConsolidatingCashFlowStatement" name="OtherFinancingActivitiesCondensedConsolidatingCashFlowStatement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_OtherLiabilitiesCondensedConsolidatingBalanceSheet" name="OtherLiabilitiesCondensedConsolidatingBalanceSheet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
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  <xsd:element id="afg_OtherOperatingActivitiesCondensedConsolidatingCashFlowStatement" name="OtherOperatingActivitiesCondensedConsolidatingCashFlowStatement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="afg_PayableToSubsidiaryTrustsMember" name="PayableToSubsidiaryTrustsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_PaymentsToAcquireBusinessesNetOfPostClosingAdjustments" name="PaymentsToAcquireBusinessesNetOfPostClosingAdjustments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_PaymentsToPurchaseSwaptions" name="PaymentsToPurchaseSwaptions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_PercentageBasedOnFairValueOfAvailableForSaleFixedMaturitiesThatAreInUnrealizedLossPositionAndRatedInvestmentGrade" name="PercentageBasedOnFairValueOfAvailableForSaleFixedMaturitiesThatAreInUnrealizedLossPositionAndRatedInvestmentGrade" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_PercentageOfInternallyDevelopedLevelThreeAssetsToAssets" name="PercentageOfInternallyDevelopedLevelThreeAssetsToAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_PercentageOfInternallyDevelopedLevelThreeAssetsToShareholdersEquity" name="PercentageOfInternallyDevelopedLevelThreeAssetsToShareholdersEquity" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_PercentageOfInvestmentOfMostSubordinateDebtTrancheOfVariableInterestEntityMaximum" name="PercentageOfInvestmentOfMostSubordinateDebtTrancheOfVariableInterestEntityMaximum" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_PercentageOfLevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" name="PercentageOfLevelThreeAssetsThatWerePricedUsingNonBindingBrokerQuotes" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="afg_RealizedGainsLossesAndChangesInUnrealizedAppreciationDepreciationRelatedToFixedMaturityAndEquitySecurityInvestmentsAbstract" name="RealizedGainsLossesAndChangesInUnrealizedAppreciationDepreciationRelatedToFixedMaturityAndEquitySecurityInvestmentsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
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  <xsd:element abstract="true" id="afg_RealizedGainsLossesAndFavorableUnfavorableDevelopmentOnUnpaidLossAndLossAdjustmentExpensesAbstract" name="RealizedGainsLossesAndFavorableUnfavorableDevelopmentOnUnpaidLossAndLossAdjustmentExpensesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_RealizedGainsLossesOnSecuritiesAndSubsidiaries" name="RealizedGainsLossesOnSecuritiesAndSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
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  <xsd:element id="afg_ReconciliationOfBeginningAndEndingLiabilityForUnpaidLossesAndLossAdjustmentExpensesTableTextBlock" name="ReconciliationOfBeginningAndEndingLiabilityForUnpaidLossesAndLossAdjustmentExpensesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_RetirementOfManagedInvestmentEntitiesLiabilities" name="RetirementOfManagedInvestmentEntitiesLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_RevenuesBeforeRealizedGainsLosses" name="RevenuesBeforeRealizedGainsLosses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_RunOffLongTermCareAndLifeMember" name="RunOffLongTermCareAndLifeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_SummaryOfSecuredAndUnsecuredLongTermDebtTableTextBlock" name="SummaryOfSecuredAndUnsecuredLongTermDebtTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
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  <xsd:element id="afg_TransfersFromLevelOneToLevelTwoFairValueDisclosure" name="TransfersFromLevelOneToLevelTwoFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_TransfersFromLevelTwoToLevelOneFairValueDisclosure" name="TransfersFromLevelTwoToLevelOneFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_UndrawnLettersOfCreditCollateralized" name="UndrawnLettersOfCreditCollateralized" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="afg_UnfundedCommitmentsToLimitedPartnerships" name="UnfundedCommitmentsToLimitedPartnerships" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_UnobservableInputsUsedInDeterminingFairValueOfEmbeddedDerivativesAbstract" name="UnobservableInputsUsedInDeterminingFairValueOfEmbeddedDerivativesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_UnrealizedGainOnSecuritiesIncludedInAccumulatedOtherComprehensiveIncomeAbstract" name="UnrealizedGainOnSecuritiesIncludedInAccumulatedOtherComprehensiveIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_UnrecognizedTaxBenefitsDecreasesOfInterestOnIncomeTaxesAccrued" name="UnrecognizedTaxBenefitsDecreasesOfInterestOnIncomeTaxesAccrued" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositionsRelatedToResolutionOfTaxCase" name="UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositionsRelatedToResolutionOfTaxCase" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="afg_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositionsRelatedToDeductibilityOfCertainFinancingExpenses" name="UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositionsRelatedToDeductibilityOfCertainFinancingExpenses" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="afg_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositionsUncertaintyAsToTimingOfTaxReturnInclusionOfIncomeRelatedToCertainSecurities" name="UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositionsUncertaintyAsToTimingOfTaxReturnInclusionOfIncomeRelatedToCertainSecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_VanlinerGroupIncMember" name="VanlinerGroupIncMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_VariableAnnuityAssetsMember" name="VariableAnnuityAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_VariableInterestEntityConsolidatedFairValueOfAssetsOverFairValueOfLiabilities" name="VariableInterestEntityConsolidatedFairValueOfAssetsOverFairValueOfLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="afg_VariableInterestEntityPrimaryBeneficiaryDoesNotHoldMajorityVotingInterestDisclosuresTextBlock" name="VariableInterestEntityPrimaryBeneficiaryDoesNotHoldMajorityVotingInterestDisclosuresTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="afg_VariableInterestEntityReportingEntityInvolvementMaximumLossExposureAmountRelatedToMostSubordinateDebtTranches" name="VariableInterestEntityReportingEntityInvolvementMaximumLossExposureAmountRelatedToMostSubordinateDebtTranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="afg_VariableRateBasisAxis" name="VariableRateBasisAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_VariableRateBasisDomain" name="VariableRateBasisDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="afg_VotingPreferredStockMember" name="VotingPreferredStockMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
