UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Quarter Ended March 31, 2000 AMERICAN FINANCIAL GROUP, INC. One East Fourth Street, Cincinnati, Ohio 45202 ------------------------------------------------------------------------- (Name and Address of Institutional Investment Manager Filing this Report) Form 13F File Number: 28-4389 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Fred J. Runk Senior Vice President and Treasurer (513) 579-2489 ----------------------------------------------- (Name, Title and Phone Number of Person Signing this Report on Behalf of Reporting Manager) Signature: Fred J. Runk Cincinnati, Ohio May 5, 2000 - ---------------------------------- Fred J. Runk Senior Vice President and Treasurer Report Type: [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Page 1 of 3

FORM 13F SUMMARY PAGE --------------------- Number of Other Included Managers: 5 ---------- Form 13F Information Table Entry Total: 51 ---------- Form 13F Information Table Value Total (thousands): $ 944,557 ---------- Name and 13F file numbers of all Institutional Investment Managers with respect to which this schedule is filed (other than American Financial Group, Inc.): Number 13F File Number Name of Subsidiary ------ --------------- ------------------------------------ 1. 28-5042 AFC Holding Company 2. 28-497 American Financial Corporation 3. 28-2414 American Premier Underwriters, Inc. 4. 28-3978 Pennsylvania Company 5. 28-498 Great American Insurance Company Page 2

FORM 13F INFORMATION TABLE Column 4: Column 5: Column 8: Column 2: Market Shares or Column 6: Column 7: Voting Authority Column 1: Title of Column 3: Value Principal Investment Other --------------------------- Name of Issuer Class CUSIP (000's) Amount Discretion Managers Sole Shared None -------------- ---------------- ----------- ---------- ------------ ---------- --------- ---------- ------ --------- HOLDINGS OF GREAT AMERICAN INSURANCE COMPANY - ------------------------------ ADELPHIA COMMUNICATIONS CORP CL A 006848 10 5 $ 2,744 56,000SH Defined 1,2,5 56,000 AMERICAN ANNUITY GROUP INC COM 023840 10 1 524,264 34,377,995SH Defined " 34,377,995 AT HOME CORP COM SER A 045919 10 7 329 10,000SH Defined " 10,000 CABLEVISION SYS CORP CL A 12686C 10 9 365 6,000SH Defined " 6,000 CHIQUITA BRANDS INTL INC COM 170032 10 6 77,025 16,215,698SH Defined " 16,215,698 CLEARNET COMMUNICATIONS INC CL A NON-VTG 184902 10 4 5,412 131,400SH Defined " 131,400 COMCAST CORP CL A 200300 10 1 1,609 39,000SH Defined " 39,000 COMCAST CORP CL A SPL 200300 20 0 1,518 35,000SH Defined " 35,000 CONSECO INC COM 208464 10 7 400 35,000SH Defined " 35,000 MARSH SUPERMARKETS INC CL B 571783 20 8 1,706 189,543SH Defined " 189,543 MARSH SUPERMARKETS INC CL A 571783 30 7 576 39,543SH Defined " 39,543 METRICOM INC COM 591596 10 1 696 15,000SH Defined " 15,000 PROVIDENT FINL GROUP INC COM 743866 10 5 177,475 5,210,271SH Defined " 5,210,271 RCN CORP COM 749361 10 1 1,131 21,000SH Defined " 21,000 SEPRACOR INC COM 817315 10 4 6,320 86,800SH Defined " 86,800 TIME WARNER INC COM 887315 10 9 1,743 17,433SH Defined " 17,433 UNITED STATIONERS INC COM 913004 10 7 768 21,517SH Defined " 21,517 WASHINGTON MUT INC COM 939322 10 3 1,919 72,423SH Defined " 72,423 HOLDINGS OF OTHER SUBSIDIARIES OF AFG EACH HAVING LESS THAN $100 MILLION IN 13F SECURITIES - ------------------------------ ADELPHIA COMMUNICATIONS CORP CL A 006848 10 5 5,420 110,605SH Defined 1,2,3,4,5 110,605 AMERICAN ANNUITY GROUP INC COM 023840 10 1 10,401 682,000SH Defined 1,2,5 682,000 AT HOME CORP COM SER A 045919 10 7 4,415 134,018SH Defined 1,2,3,4 134,018 ASTORIA FINL CORP COM 046265 10 4 892 31,450SH Defined 1,2,3,4,5 31,450 BANCO SANTANDER P R SAN JUAN COM 059646 10 9 328 27,500SH Defined 1,2,5 27,500 BERKLEY W R CORP COM 084423 10 2 729 31,630SH Defined 1,2,3,4 31,630 BRISTOL MYERS SQUIBB CO COM 110122 10 8 1,160 20,000SH Defined 1,2,3,4,5 20,000 BROADWING INC COM 111620 10 0 1,213 32,611SH Defined 1,2,3,4 32,611 CABLEVISION SYS CORP CL A 12686C 10 9 2,108 34,700SH Defined 1,2,3,4,5 34,700 CHIQUITA BRANDS INTL INC COM 170032 10 6 36,957 7,780,597SH Defined " 7,780,597 CLEARNET COMMUNICATIONS INC CL A NON-VTG 184902 10 4 3,464 84,100SH Defined " 84,100 COMCAST CORP CL A 200300 10 1 1,239 30,000SH Defined 1,2,3,4 30,000 COMCAST CORP CL A SPL 200300 20 0 3,721 85,760SH Defined " 85,760 CONSECO INC COM 208464 10 7 1,705 149,000SH Defined 1,2,3,4,5 149,000 JOHN HANCOCK BK &THRIFT OPP FD SH BEN INT 409735 10 7 362 52,200SH Defined 1,2,3,4 52,200 HOST MARRIOTT CORP NEW COM 44107P 10 4 90 10,110SH Defined " 10,110 LEUCADIA NATL CORP COM 527288 10 4 626 26,352SH Defined 1,2 26,352 MARSH SUPERMARKETS INC CL B 571783 20 8 4,804 533,801SH Defined 1,2,3,4 533,801 MARSH SUPERMARKETS INC CL A 571783 30 7 10,053 690,301SH Defined " 690,301 MELLON FINL CORP COM 58551A 10 8 3,005 101,000SH Defined " 101,000 METRICOM INC COM 591596 10 1 464 10,000SH Defined " 10,000 MIRAGE RESORTS INC COM 60462E 10 4 814 42,000SH Defined " 42,000 POPULAR INC COM 733174 10 6 4,201 189,320SH Defined 1,2,5 189,320 PROVIDENT FINL GROUP INC COM 743866 10 5 9,902 290,708SH Defined 1,2,3,4,5 290,708 RCN CORP COM 749361 10 1 3,785 70,250SH Defined " 70,250 RELIANCE GROUP HOLDINGS INC COM 759464 10 0 38 10,800SH Defined 1,2,5 10,800 SEPRACOR INC COM 817315 10 4 7,019 96,400SH Defined 1,2,3,4 96,400 US BANCORP DEL COM 902973 10 6 492 22,500SH Defined " 22,500 UNITED ASSET MGMT CORP COM 909420 10 1 535 30,900SH Defined " 30,900 US WEST INC NEW COM 91273H 10 1 2,542 35,000SH Defined 1,2,5 35,000 WASHINGTON MUT INC COM 939322 10 3 1,152 43,453SH Defined " 43,453 WESTPOINT STEVENS INC COM 961238 10 2 559 29,400SH Defined 1,2,3,4 29,400 ZENITH NATL INS CORP COM 989390 10 9 14,362 647,300SH Defined " 647,300 ---------- REPORT TOTAL $ 944,557 ==========